Invest – Finance Master

Is It A Legit Way To Invest in Real Estate?

admin — Mon, 15 Jun 2026 05:02:19 +0000

Real estate investing is a popular stock market alternative. The Motley Fool published Millionacres and Mogul investment newsletters, but neither service is currently open to new subscribers. Instead, I recommend starting with Motley Fool Epic to receive five monthly stock picks.

You will receive in-depth insights from Stock Advisor, Rule Breakers, Hidden Gems, and Dividend Investor. Some of these recommendations can include real estate stocks.

Author’s Note: The following content preserves this original Millionacres review so you can compare the membership features to other top-rated investment newsletters.

Summary

Millionacres offers monthly recommendations for real estate stocks, REITs and crowdfunded individual properties. These investments can earn competitive returns and have minimal risk.

Pros

Monthly recommendations
Open to all investors
Can earn dividends

Cons

High annual cost
No refunds
Real estate only

What is Millionacres?

Millionacres offers free and premium content focused on various real estate investments. Motley Fool runs the platform in addition to its stock investment services, such as Stock Advisor.

The platform covers these real estate investments:

Real estate stocks
Crowdfunded real estate
Real estate investment trusts (REITs)
Private placements
Land investments
Single-family rental homes
Multifamily apartments
Commercial real estate

To be a successful investor, you have to understand how investments work and the potential risks. Millionacres can help with this.

The service doesn’t replace the need to perform your own due diligence. However, it can increase the probability of finding profitable real estate investments.

There are several free resources that can help you learn the basics of real estate. Millionacres also offers two premium services to benefit investors further.

Who is Millionacres for?

Millionacres is for investors who want exposure to public and private real estate investments in the United States.

While real estate investing can be expensive, Millionacres identifies financially accessible investments. The service is great for investors who are willing to invest at least $1,000.

Non-accredited investors can find investment ideas through the platform. The Real Estate Winners service offers monthly recommendations and “top 10” quarterly investment rankings.

Accredited investors with a liquid net worth above $1 million or a qualifying annual income can access most investments. The Mogul subscription is built for high net worth investors.

This service can be a good alternative to owning rental property.

How Does Millionacres Work?

Millionacres does offer free content. However, it requires a paid subscription to maximize the platform and view the monthly recommendations.

There are two different subscriptions available, including:

Mogul – $2,499 per year
Real Estate Trailblazers – $1,999 per year
Real Estate Winners – $249 per year

It’s also possible to access exclusive interviews and scoring models to receive additional insights.

The service looks for the best investment opportunities via online stock brokerages and crowdfunding platforms.

Millionacres doesn’t partner with real estate developers to provide exclusive deals. Instead, it is an investing newsletter specializing in real estate.

While the offerings are available to everyone, most people don’t have the time to search for opportunities on their own. This is where Millionacres provides benefits since it does a lot of the research for you.

Dividend Income

It’s important to note that stocks and real estate can make money with rising asset prices and dividend payments.

Real estate can earn higher dividend income than non-real estate stocks. REITs trading on the stock market must distribute at least 90% of their profits to shareholders.

However, assets with above-average dividend yields can be risky if they have weak financial fundamentals.

Millionacres can help you find investments with sustainable dividends and sound growth potential.

Millionacres Subscriptions

Beyond the free content, two different subscription services are available. Each option caters to different investment strategies.

The better choice depends on how much you want to invest and if you’re an accredited investor. Also, evaluate how much you’re willing to spend on a subscription.

The annual cost for either service is high but competitive with other specialty products.

Fortunately, it may be easier than anticipated to recoup your subscription cost. This is because real estate investments tend to have higher dividend yields than stocks.

Mogul

Price: $2,499 per year

Best for: Accredited investors

Mogul is better suited for accredited investors. Most recommendations in this subscription are only available to this exclusive investor class.

That said, this subscription tier also recommends publicly traded equities and REITs accessible to non-accredited investors.

The $2,499 annual fee makes Mogul one of the priciest investment newsletters. You will need to be able to invest a large sum of money to recoup the subscription costs.

Investment Recommendations

According to Mogul, subscribers can expect between three and four new recommendations each quarter.

Unlike most investment newsletters, there isn’t a fixed publishing schedule. For example, new picks aren’t released on the first Thursday of each month.

Instead, Mogul recommends potential investments when new opportunities arise.

Investors can get trading ideas for these asset classes:

Real estate equities – Stocks and REITs available on investing apps
Crowdfunded commercial real estate – Individual offerings and REITs

Most of the recommendations for crowdfunded commercial real estate are available through CrowdStreet. The service might also recommend individual offerings on other crowdfunding platforms.

These private placements can be riskier than publicly traded stocks and REITs, but they have higher potential returns. They also require a multi-year investment horizon.

Like other platforms, only accredited investors can invest in private placements for crowdfunded real estate.

For crowdfunded real estate, unaccredited investors will only be able to invest in crowdfunded REITs that hold a variety of properties. The fund managers decide which properties to buy or sell.

Publicly traded real estate stocks and REITs are open to all investors since they trade with any stock brokerage. These investments are more liquid and don’t require a multi-year investment commitment.

However, it’s worth noting that the potential returns are lower.

Mogul states the target annual yields for crowdfunded placements is between 6% and 12% per year. The target returns for public stocks and REITs are between 3% and 6%.

Mogul Score

The Millionacres team uses a 100-point Mogul Score to recommend individual properties. This scoring model is only available with the Mogul subscription.

Some of the Mogul Score criteria include:

Platform: Is the crowdfunding platform reputable and easy to use?
Deal quality: Is it a good deal with favorable terms and growth potential?
Sponsor history: The sponsor’s finances and investing history
Potential return: Are the potential returns worth the investment and risk?
Macro real estate trends: The performance of similar real estate deals

These scores explain why the Mogul investing team recommends a specific property. The scoring summary can make it easier to decide if an offering is a good fit for your portfolio.

Private Interviews

Subscribers can view interviews with real estate professionals in different niches. These interviews can help you understand how real estate investing works from an insider’s perspective.

In-Person Events

Users can attend in-person investing conferences. While these events were put on pause in 2020, they will resume as the situation with COVID-19 improves.

Investment Taxes

The tax treatment for investing in individual properties is different from trading real estate stocks and REITs.

Crowdfunded private placements receive a Schedule K-1. This tax form can arrive later in the tax season and is more complex than a Form 1099 that stock brokerages issue.

You may need to hire an accountant to file your taxes and verify there are no reporting errors.

Despite the potential hassles, the K-1 Form lets you deduct income losses and depreciation. In turn, this helps reduce taxable passive income.

If you don’t want to deal with this tax form, you should only invest in publicly traded real estate equity recommendations.

Real Estate Trailblazers

Price: $1,999

Best for: Investing $50,000 or more into publicly-traded real estate

The mid-tier Real Estate Winner’s offering is for accredited and non-accredited investors. However, customer reviews and the service’s sales page indicate this newsletter is best if you can invest at least $50,000 into the model portfolio.

This high annual subscription cost also means this service is only for serious real estate investors. Additionally, the subscription is non-refundable.

You can receive investment ideas for these sectors:

Data infrastructure
E-commerce
Real estate software and platforms
Sunbelt migration

The service plans to offer a fifth real estate trend with its True Trailblazers sub-portfolios. Few details are publicly available at the moment.

You can anticipate monthly recommendations and portfolio updates.

Real Estate Winners

Price: $249 per year

Best for: Non-accredited investors and publicly traded investments

Real Estate Winners costs $249 per year and is the better option for non-accredited investors. Each recommendation is available to any investor, regardless of their net worth.

You may also prefer this service if you want real estate recommendations at a lower cost.

This service can benefit people who want to start by investing $1,000 in real estate.

You can hold these recommendations in a taxable brokerage account or an individual retirement account (IRA).

Investment Recommendations

Members will receive at least one new recommendation each month. Most suggestions will be for equity stocks and REITs trading on the stock market.

Subscribers can buy these recommendations from investing apps such as Robinhood, Webull, and Fidelity.

These investment ideas are highly liquid and can be traded quickly. However, you won’t be able to directly invest in individual properties like accredited investors can with Mogul.

Additionally, these suggestions don’t use the Mogul Score. Fortunately, each report lays out the pros and cons to help you determine if the investment is right for you.

Quarterly Investor Alerts

Subscribers receive monthly investment ideas. They also get quarterly updates with the ten best portfolio recommendations to buy now.

These rankings let investors buy multiple positions of existing portfolio suggestions. Subscribers even receive updates when notable events happen, such as earning announcements.

Private Resources

Users can read premium reports that provide information about investing in certain real estate sectors. These reports are provided in addition to the free investment guides.

Some of these publications cover assets that Real Estate Winners won’t recommend as they may require you to invest in individual property. But, these offerings can be a good match for your investment strategy.

While this information adds additional value, the monthly recommendations are the main benefit of the subscription.

Is Millionacres Legit?

Yes, Millionacres is a legitimate way to find real estate investment ideas. The service recommends public and private offerings available on stock and crowdfunding platforms.

Instead of using an investment service or stock screener to find tech or growth stocks, this tool focuses on real estate.

Investors who are serious about investing in real estate as an income-generating asset can benefit from Millionacres. The service makes it easier to find investments with the best potential returns.

Like any investment, there are natural market risks. A stock market recession or a downturn in commercial real estate can cause reduced or negative returns.

Nonetheless, real estate can be an effective way to diversify your investment portfolio. Depending on your strategy, either Mogul or Real Estate Winners can help with investment diversification.

Positives and Negatives

Before subscribing to Millionacres, here are some pros and cons to keep in mind.

Millionacres Reviews

This investment research service doesn’t have a separate Trustpilot score for Millionacres. As a benchmark, Motley Fool has a 3.6 out of 5 Trustpilot rating with 5,855 customer reviews for its various premium publications.

Here are some of the testimonials:

“I’m happily building up my real estate portfolio…and very much appreciate the opportunity and guidance to diversify into this asset class. Great job to you and the team!” — Ken K.

“I was hesitant given the fee to join, but I’ve been incredibly impressed with the Mogul Score process.” — Kevin W.

“I’ve essentially built a nice portfolio of REITs thanks to your recommendations and have added to nearly every position this past month.” — Kerry N.

“Motley Fool subscription has been a GOOD experience. The only reason I did not give five stars = they seem to offer stock investment ideas that would fit higher income families. I am a teacher and my income is just under $40,000 / year.” — Rickey L.

Related Article: Top 9 Unaccredited Real Estate Investing Platforms

FAQs

Here are some common questions you may have about this real estate investment service.

Is it safe to use investment recommendations from Millionacres?

Every investment opportunity has some level of risk. The ideas offered by Millionacres are no different.

Millionacres offers recommendations that can increase your odds of making profitable investments. However, not every pick will make money. Furthermore, natural market risks can impact your investment performance.

Keep in mind that Millionacres doesn’t provide personalized advice. You still need to perform your own research to decide if an investment aligns with your investing goals.

What is the Millionacres cancellation policy?

All sales are final for Real Estate Winners and Mogul. It’s not possible to get a refund or request a credit transfer for another Motley Fool product.

You can have your subscription expire at the end of the one-year membership period. This cancellation policy is similar to other investment sites that charge comparable prices.

What customer service options does Millionacres offer?

Customers can email or call Millionacres to ask questions about their membership and the premium material.

Neither subscription can provide personalized investment advice. You must perform your own due diligence to decide if you want to invest in a specific recommendation.

Is Millionacres worth it?

Millionacres can be worth it if you want to invest in public or crowdfunded real estate. The monthly recommendations and ability to view portfolios of active positions can be helpful.

If your potential returns will exceed the annual costs of your subscription, it could be worth it to try the service.

Non-accredited investors should consider starting with Real Estate Winners. This is because many of Mogul’s crowdfunding recommendations are only open to accredited investors.

Summary

Millionacres can make it easier to invest small amounts of money in real estate. Accredited and non-accredited investors can benefit from an annual subscription.

The service may pay for itself since real estate can earn yields that rival the average stock market performance. However, you must decide if the cost is worth the amount you plan to invest.

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How to Invest In SpaceX (SPCX) — And How Not To

admin — Sat, 13 Jun 2026 14:26:54 +0000

SpaceX is the world’s largest space launch provider, accounting for roughly half of all orbital launches worldwide last year. It also owns the Starlink satellite internet service, xAI (CEO Elon Musk’s AI company, which developed the Grok chatbot) and the social media site X (formerly Twitter). And it went public today in the largest initial public offering ever.

The company made its debut on the Nasdaq exchange under the ticker symbol “SPCX” at a price of $135 per share, raising $75 billion at an initial market cap of $1.75 trillion. The stock finished its first trading day with a share price slightly above $160.

If you want to invest in SpaceX, read on to learn how to do so (and how you might end up with some SpaceX in your portfolio without having to do anything at all). Click here to jump to this section.

But Musk is a controversial figure, and some advisors are wary about the hype around SpaceX. If you don’t want to invest in SpaceX, avoiding it might require more effort than just not buying shares. You may need to avoid certain index funds that are set to include SpaceX due to rule changes from the underlying indexes. Click here to learn more about that.

We’re also discussing the pros and cons of investing in the company, and highlighting some other publicly-traded companies in the space industry. Click here to jump to that.

How to invest in SpaceX

Starting today, you can buy SpaceX shares in a brokerage account. Soon, you’ll also be able to invest in SpaceX through a variety of ETFs and mutual funds — including certain index funds.

Buying individual shares

SpaceX’s IPO has already happened, so it’s too late to snap up shares at the opening price of $135. Based on the stock’s post-IPO trajectory so far, you’re likely to pay significantly more than that now.

But if you did get IPO shares, there’s a quick reminder worth mentioning:

Most of these brokers have an “anti-flipping” policy under which IPO investors who resell their shares within 15 or 30 days can be suspended or banned from participating in future IPOs on the platform (which could shut you out of a potential OpenAI or Anthropic IPO later in the year).

And at least one of the SpaceX IPO brokers, SoFi, charges an additional fee on sales of IPO shares in the first few months of trading. (SoFi charges $50 on an investor’s first sale of IPO shares within 120 days of an IPO, and then $5 on subsequent sales.)

We originally wrote about the brokers offering SpaceX IPO shares back in April in BoundlessCash’s investing newsletter, the Nerdy Investor. You can subscribe for free here.

In spite of those IPO brokers’ anti-flipping policies, some IPO investors did resell their SpaceX shares right away, and thus shares are now available on all brokerage platforms that offer individual stocks (not just the five brokers that offered IPO shares).

Investing in SpaceX via index funds, ETFs or mutual funds

Certain index funds may invest in SpaceX automatically, as soon as a few days or a few weeks from now, as a result of index rule changes designed to fast-track the inclusion of mega-cap IPOs.

Back in May, Nasdaq announced that the Nasdaq 100 index was changing its rules for newly-public companies. Typically, companies must trade for a “seasoning period” of three months before they become eligible for index inclusion. But Nasdaq is shortening that waiting period to as little as 15 days for companies that rank within the top 40 largest on the Nasdaq exchange and have at least $5 million in average daily trading volume.

This means that ETFs and mutual funds that track the Nasdaq 100 index — as well as the larger Nasdaq Composite index, which includes the Nasdaq 100 — could have a SpaceX allocation within 15 days.

FTSE Russell, which maintains the Russell series of indexes, also announced last month that its Russell 500 large-cap index would start adding newly-public companies that met its minimum market cap within just five trading days of their IPOs. (Companies previously had to wait three months before becoming eligible.)

As a result, mutual funds and ETFs that track the Russell 500 index — as well as the more popular Russell 1000 and Russell 3000 indexes, which include the Russell 500 — may have a SpaceX allocation as soon as the end of next week.

There are also ETFs that already had pre-IPO exposure to SpaceX, such as the Tema Space Innovators ETF (NASA), the Baron First Principles ETF (RONB) and the ERShares Private-Public Crossover ETF (XOVR).

In addition, a variety of single-stock ETFs launched today that use leverage to attempt to deliver some multiple of SpaceX’s daily returns, although advisors caution that these are risky instruments intended for short-term speculation.

SpaceX may also get added to thematic ETFs (like space ETFs or AI ETFs) and actively-managed funds in the weeks ahead, but it’s too early to say which ones will add it.

How not to invest in SpaceX

Given that some index funds are set to add SpaceX exposure soon, avoiding exposure to SpaceX may be more complicated than simply not buying shares. If you’re an index fund investor who wants to make sure you don’t invest in SpaceX, here are your options.

S&P 500 and DJIA: Not all index funds are adding SpaceX right away

S&P Dow Jones Indices, which maintains the S&P 500 and Dow Jones Industrial Average indices, among others, announced on June 4 that it will not change its rules to fast-track the inclusion of new mega-cap IPOs like SpaceX in the S&P 500.

This means that S&P 500 ETFs and mutual funds will not include SpaceX for at least one year, which is the customary waiting period for new companies to be added to that index.

The Dow Jones Industrial Average has a more holistic methodology for selecting stocks — there’s a committee that chooses them — so it’s uncertain if or when SpaceX might be added to DJIA ETFs and mutual funds. But S&P Dow Jones Indices has not announced any DJIA rule changes that would fast-track SpaceX’s inclusion in that index.

However, S&P Dow Jones Indices also offers total stock market indices, which the company defines as “broad market indices intended to represent the investment universe.” S&P Dow Jones Indices has slightly loosened the rules for inclusion in its total stock market indices, although these may have been set to add SpaceX quickly anyhow due to their broad nature.

Make sense of the markets with The Nerdy Investor

A weekly wrap on what’s moving markets, plus two monthly deep-dives on how to improve your investing, straight to your inbox.

Avoiding SpaceX in a Nasdaq or Russell allocation via direct indexing

Suppose you want a Nasdaq index or a broad-market Russell index in your portfolio, but you don’t want it to include exposure to SpaceX. There is a way to have your cake and eat it too in this situation, although it’s a bit complicated and may involve some minimum balance hurdles.

Direct indexing is an investment strategy that involves “reconstructing” an index fund by buying fractional shares of all of its constituent stocks in the same weighting as the index.

It was originally developed as a tax-optimization strategy. Direct indexing makes it possible to harvest tax-deductible losses from specific stocks within an index that have negative year-to-date returns, even when the index as a whole is up. But as BoundlessCash strategist Bella Avila noted in a recent article, it also makes it possible to hold an index-like investment minus specific stocks that you want to avoid, such as SpaceX.

What’s the final verdict on SpaceX stock?

There’s no question that SpaceX is a leader in the emerging space industry. It’s the largest space launch provider in the world, and its subsidiary Starlink is the largest satellite internet provider in the world, both by comfortable margins. There’s also no question that investors were excited about its IPO — reports from earlier this week showed that there was about $250 billion worth of investor demand for only $75 billion worth of IPO shares, and the price of SpaceX shares surged more than 19% on its first trading day.

But there are a few statistics in its most recent prospectus that might give investors pause:

The company isn’t consistently profitable yet. SpaceX’s prospectus includes an earnings table showing that it lost $1.69 per share last year, broke even in 2024, and lost $1.68 per share in 2023. You can see that in the screenshot below:

Source: SpaceX prospectus

It expects to make most of its money in AI, not space. That might be a risky bet. The prospectus lists a total addressable market (the theoretical maximum amount of revenue SpaceX could take in from a 100% market share for its products) of $28.5 trillion, but only $2 trillion of that is space stuff like launch services and Starlink. The rest — $26.5 trillion — is AI stuff. Its AI subsidiary, xAI, has struggled to win market share from its competitors. Its chatbot Grok trails ChatGPT and Google Gemini in terms of popularity by a significant margin.

Source: SpaceX prospectus

What do financial advisors think?

Frank Paré, a California-based certified financial planner, noted that Tesla, Musk’s other publicly-traded company, took nearly 20 years to become profitable — but that wasn’t always an issue for investors.

“During that time, the stock was off the charts,” he said.

Douglas Boneparth, a New York-based certified financial planner, weighed the pros against the cons in an email interview.

The main pro: A solid space business. “This is a real business, not a story stock. Starlink generates most of the company’s revenue and the launch business has no serious competitor,” he said.

The cons: A shaky AI business, an unpredictable CEO and the risk of post-IPO doldrums. “You’re paying roughly $1.75 trillion for it, the largest IPO valuation ever, for a company that still loses money. Perfection is priced in. The xAI merger bolted a cash-burning AI bet onto the rocket business, so you’re not buying the simple version of this company. There’s enormous key-man risk concentrated in one famously distractible person. And history is brutal here. Most hot IPOs underperform the market in the years after their debut,” Boneparth said.

A Nasdaq analysis of IPOs between 2010 and 2020 showed that two-thirds were underperforming the market index by their third year of trading. And John Owens, another New York-based certified financial planner, noted in an email interview that some do much worse.

“The IPO process is a very bumpy ride and [clients] need to be prepared to see the price drop below that level – perhaps permanently. We’ll give them examples of prior IPOs that longer-term didn’t do so great – like Figma last year that’s down over 80%,” Owens said.

All three advisors concurred that investors should keep their SpaceX allocation to 5% or less of their overall portfolio to manage risk.

That might be difficult if you’re heavily invested in Nasdaq index funds, and if the stock surges after its IPO. If it hits a market cap of $2.75 trillion, it will make up more than 5% of the Nasdaq 100 index. It already crossed the $2 trillion mark on its first trading day, up from its initial valuation of $1.75 trillion.

So investors with simple portfolios that have a heavy Nasdaq allotment may want to consider direct indexing (if that option is available) or holding a different index fund.

Other ways to invest in the space industry

SpaceX is now the largest publicly-traded space exploration company, but it’s not the only space stock. In fact, there are a variety of well-established companies in the space industry. Below is a list of the top-performing space stocks that have been trading for at least 1 year and have a market cap of at least $1 billion, ranked by 1-year returns.

Source: Finviz. Data is current as of 12:30 p.m. Eastern time on June 12, 2026, and is intended for informational purposes only.

Neither the author nor editor owned positions in the aforementioned investments at the time of publication.

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